Group Critical Illness Insurance can help you by paying a lump sum benefit to help cover your daily living expenses such as grocery bills, mortgage payments, transportation costs or pay for your out-of-pocket medical costs, including deductibles, copays, and cost-shares.

• You can choose among a lump sum cash benefit of $10,000 or $20,000.
• Your benefit is paid directly to you in addition to your medical insurance. Additional benefits include: Wellness feature which pays a benefit of $50 for every covered family member, once per person per year, for completing one of the following covered wellness exams - chest X-ray, colonoscopy, mammogram, blood test for triglycerides, echo-cardiogram, lipid panel and more.
• You pay an affordable employee group rate and your premium is conveniently deducted from your paycheck.
• You’re guaranteed acceptance provided you enroll during the Enrollment Period.          
• Portable—you can keep your insurance if you leave your employer with the portability option.

You, your spouse/domestic partner, and eligible children qualify for this coverage.

Thanks to your employer’s group rates, you could pay less for this insurance than you would for individual insurance you’d find on your own.

* American Heart Association/American Stroke Association, “Heart Disease and Stroke Statistics 2017,” http://www.heart.org/idc/groups/ahamah-public/@wcm/@sop/@smd/documents/downloadable/ucm_491265.pdf

** National Cancer Institute, National Institutes of Health, “Cancer Statistics,” viewed at https://www.cancer.gov/about-cancer/understanding/statistics. This is computed by their statistic: “In 2016, an estimated 1,685,210 new cases of cancer will be diagnosed in the United States,” divided by the number of minutes in a year, 525,600.

Answers about the plan, including eligibility, options, enrollment, customer service and more.