You're more likely to need legal services than to be hospitalized. Yet, while most people have medical insurance, they have no safety net to handle legal events in their life. With MetLife Legal Plans, you can obtain services from attorneys in much the same way as you do from the doctors who participate in your medical plan.
MetLife Legal Plans provides access to a nationwide network of 19,000+ attorneys for help with a wide range of legal matters, such as:
Service through MetLife Legal Plans also means no deductibles, copays, claim forms, or waiting periods. You can start as soon as you enroll. Additionally, the plan’s Digital Estate Planning Solution allows you to complete wills and powers of attorney online in as little as 15 minutes.
As a new hire, you can enroll within 30 days of your benefits eligible date. Outside of your new hire enrollment period, enrollment is limited to the company's annual enrollment period. $17.80 per month, via payroll deduction, covers you, your spouse/domestic partner and dependents.
Enjoy life. Worry Less.
Note: When you enroll, you are enrolling for the full plan year and must remain in the plan until the next annual enrollment period. You may only cancel your legal plan during annual enrollment or with a qualifying life event. To cancel, please call the employee service center at 1-800-821-6400.
Enroll in Metlife Legal Plans
Contact a network attorney either through our online member database (members.legalplans.com) or calling the Client Service Center at 800.821.6400.
Receive unlimited legal advice and representation on covered matters when you need it.
Who is the provider?
How can this help me?
Have you ever wished you had an attorney in the family? Someone who could:
We encounter numerous legal matters throughout the course of our lives. Having access to an attorney to help navigate legal situations put you in the driver's seat and helps you get the best outcome for yourself and your loved ones.
Who is eligible?
What’s covered?
Are there any exclusions?
The plan covers most personal legal services. The following matters are excluded from coverage:
Please Note: You are encouraged to use the plan to resolve as many legal issues as possible, even if they are pre-existing matters. The only pre-existing matters that are not covered are those for which you have retained an attorney before becoming eligible for plan benefits. This is necessary to protect the existing attorney-client relationship.
Please refer to the plan certificate for additional details.
What attorney can I use?
You'll have access to a nationwide network of more than 19,000 participating attorneys from which to choose. Network Attorneys have an average of 25 years or more of legal experience and have met a stringent selection criteria. If you stay within the network, covered legal services are provided with no additional attorney fees. You also have the flexibility to use an out-of-network attorney and get reimbursed for covered services according to a set fee schedule.
Visit MetLife Legal Plans to find a Network Attorney near you.
How is the attorney paid?
What if my employment status changes?
Group legal plans are administered by MetLife Legal Plans, Inc., Cleveland, Ohio. In California, this entity operates under the name MetLife Legal Insurance Services. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan General Insurance Company, Warwick, RI. For costs and complete details of the coverage, call or write the company.